Business Checking
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Full-service banking for Nebraska businesses and nonprofits. Visit your local branch, give us a call, or bank anytime with online and mobile tools.
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Small Business
Checking
This account is best for Nebraska small businesses and startups completing up to 50 monthly transactions that want a straightforward, low-cost business checking account with no complex balance requirements, available at our branches in North Platte and Kearney.
Growth Business
Checking
This account is best for Nebraska businesses that are growing and need a checking account that scales with higher transaction volumes and increasing balances, without switching accounts every time your business reaches a new stage.
Commercial
Checking
This account is best for established Nebraska businesses with high transaction volumes and complex cash management needs, including businesses that use ACH, wire transfers, Positive Pay, or sweep accounts as part of their daily financial operations.
Community
Non-Profit Checking
This account is best for Nebraska nonprofits, charities, and community organizations that need a business checking account structured around their mission, with features and fee considerations designed for organizations operating without a profit motive.
Small Business | Growth Business | Commercial | Community | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Minimum Balance Requirements | $100 | $2,500 | No minimum balance requirements(Collected Balances may offset monthly charges) | No minimum balance requirements |
| FEATURES | ||||
| FREE Business Debit Card With 24/7 Fraud Monitoring Services See Designs |  | | | |
| FREE Coin and Currency Orders | | | | |
| FREE Transfers Between Accounts | | | | |
| FREE Business Online Banking With eStatement Delivery | | | | |
| FREE Deposit Bags | | | | |
| NO Per-Check Charge | | | |
Checking
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirements | $100 |
| FEATURES | |
| FREE Business Debit Card With 24/7 Fraud Monitoring Services See Designs | |
| FREE Coin and Currency Orders | |
| FREE Transfers Between Accounts | |
| FREE Business Online Banking With eStatement Delivery | |
| FREE Deposit Bags | |
| NO Per-Check Charge | |
Checking
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirements | $2,500 |
| FEATURES | |
| FREE Business Debit Card With 24/7 Fraud Monitoring Services See Designs | |
| FREE Coin and Currency Orders | |
| FREE Transfers Between Accounts | |
| FREE Business Online Banking With eStatement Delivery | |
| FREE Deposit Bags | |
| NO Per-Check Charge | |
Checking
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirements | No minimum balance requirements(Collected Balances may offset monthly charges) |
| FEATURES | |
| FREE Business Debit Card With 24/7 Fraud Monitoring Services See Designs | |
| FREE Coin and Currency Orders | |
| FREE Transfers Between Accounts | |
| FREE Business Online Banking With eStatement Delivery | |
| FREE Deposit Bags | |
| NO Per-Check Charge |
Non-Profit Checking
| Minimum Opening Deposit | $100 |
|---|---|
| Minimum Balance Requirements | No minimum balance requirements |
| FEATURES | |
| FREE Business Debit Card With 24/7 Fraud Monitoring Services See Designs | |
| FREE Coin and Currency Orders | |
| FREE Transfers Between Accounts | |
| FREE Business Online Banking With eStatement Delivery | |
| FREE Deposit Bags | |
| NO Per-Check Charge | |
Business Banking Tools
NebraskaLand Bank business checking accounts include payment, deposit, fraud protection, and cash management tools for small businesses, commercial customers, and nonprofits across Nebraska.
ACH payments and collections — send and receive business payments electronically.
Wire transfer service — domestic wire transfers for time-sensitive business payments.
Remote deposit capture — deposit checks from your business location, no branch trip needed.
Night drop, safekeeping, and lockbox services — secure cash and check handling for businesses.
Positive Pay fraud protection — verify checks and ACH transactions before they clear.
Business sweep accounts — automatically move excess funds to maximize interest daily.
Night drop/safekeeping/lockbox services
Merchant processing tools — accept card payments from customers in store or online.
24/7 business online banking and account alerts — manage your Nebraska business account anytime.
Frequently Asked Questions
An available balance is the funds you have available in your account. It is your balance minus any pending transactions or debit holds that have been authorized but have not yet been posted to your account.
Our custom alerts let you know via email, text, and to your Online Banking message center whenever something important happens in your business accounts. There are dozens of alerts to choose from, so you can monitor your account activity as closely as you choose.
Members who enroll in Online Banking are automatically enrolled in Mobile Banking. You must go through the first-time login process from your mobile device. You can register your mobile device at that time but are not required to do so.
To open a business checking account at NebraskaLand Bank, you typically need a government-issued photo ID, your Employer Identification Number (EIN) or Social Security number, business formation documents such as articles of incorporation or a DBA filing, and an opening deposit. Requirements vary by business type. Visit a branch in North Platte or Kearney or call us to confirm what to bring before your appointment.
Yes. NebraskaLand Bank business checking accounts are available to a range of business structures including sole proprietors, LLCs, corporations, partnerships, and nonprofit organizations. Each structure may require different documentation at account opening. Contact a NebraskaLand Bank business banker in North Platte or Kearney to confirm requirements for your business type.
The right account depends on your monthly transaction volume and balance level. Small Business Checking is designed for businesses completing up to 50 monthly transactions. Growth Business Checking is suited for businesses with increasing transaction volumes and rising balances. Commercial Checking is best for established businesses with high transaction volumes and complex cash management needs such as ACH, wires, and Positive Pay. A NebraskaLand Bank business banker in North Platte or Kearney can help you identify the right fit.
Yes. NebraskaLand Bank is a federally insured institution. Business deposits are insured by the FDIC up to $250,000 per depositor, per account ownership category. Businesses with deposit balances exceeding standard FDIC limits should ask a NebraskaLand Bank banker in North Platte or Kearney about additional coverage options such as business sweep accounts.
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