Safeguarding Your Data in an Age of Cyber Threats

Your data security is in your hands, but you don’t have to handle it alone. NebraskaLand Bank can help protect you and ensure your peace of mind.

In a world where data is the new gold, breaches like the recent leak at a large data broker underline the critical importance of cybersecurity. This blog post will explore what a data breach is, what it means for those affected, and what steps you should take if your information is compromised. Plus, we’ll explain how NebraskaLand Bank can help protect your data.

What is a Data Breach?

A data breach takes place when cybercriminals infiltrate a company’s database. These incidents expose sensitive information, including names, passwords, social security numbers, and credit card details.

What it Means for Those Affected

If you ever discover that your data has been leaked, the implications can be profound:

• Identity Theft: Your personal information could be used to open credit accounts, take out loans, or commit other forms of financial fraud.
• Financial Loss: Unauthorized transactions could drain your bank accounts or max out your credit lines, causing severe financial stress.

What to Do if Your Information is Leaked

If you suspect that your information is compromised, it’s essential to act quickly:

1. Monitor Your Accounts: Regularly check your bank and credit card statements for any unusual activity.
2. Change Your Passwords: Update passwords for all your online accounts, especially those linked to your financial information. Where possible enable Multi-factor Authentication.
3. Freeze Your Credit: Contact the major credit bureaus to place a freeze on your credit, preventing new accounts from being opened in your name. You can submit your request online, by phone or by mail, with Equifax, Experian, and TransUnion.
4. Report Suspicious Activity: Notify your bank and local authorities if you notice any fraudulent activity.
5. Use Identity Theft Protection Services: Consider subscribing to services that offer credit monitoring and identity theft protection.

How NebraskaLand Bank Safeguards Our Customers

At NebraskaLand Bank, we recognize that your identity is your most precious asset. Here’s how we ensure your information stays secure:

• Account Alerts: Stay informed about your account activity with our Online Banking and Mobile Banking app’s tailored, real-time Account Alerts.
• Debit Card Controls: Our mobile app’s card management feature is a powerful tool for managing your debit card anytime, anywhere. Set controls by location, merchant type, or spending limits, and quickly turn your card on or off for worry-free use.
• Identity Theft Protection: We proudly offer identity protection services powered by Cyberscout, a TransUnion brand. For more information or if you suspect identity theft, call us at 308.534.2100 to connect with a fraud specialist at Cyberscout’s Resource Center.
• Multi-factor Authentication (MFA): MFA enhances your online banking security, making it more difficult for unauthorized users to access your accounts.
• 24/7 Fraud Monitoring: Our team carefully monitors your accounts around the clock to swiftly detect and address suspicious activity.

By choosing NebraskaLand Bank, you’re partnering with an institution that takes your cybersecurity seriously. If you have any concerns or need assistance, don’t hesitate to contact us.

Whether you’re a seasoned tech enthusiast or someone who simply uses the internet to keep in contact with family, understanding the implications of such breaches is crucial. Data breaches like the recent leak at a large data broker serve as a stark reminder of the vulnerabilities we face in our digital age. Understanding the risks and taking proactive steps to protect your information is essential.

If you are worried that your social security number, date of birth, and other sensitive information might be compromised in the NPD Breach check here: NPD Breach Check – Pentester.com