Cybersecurity Tips for a Scare-Free Halloween

This Halloween, while you’re warding off neighborhood ghosts and goblins, it’s a good time to think about the digital ghouls lurking online. Cyber threats might not have fangs or carry chains, but they can be just as frightening. Phishing scams, malware, and identity theft are the modern-day monsters that can turn your financial life into a horror story.

At NebraskaLand Bank, we’re dedicated to our community, and that includes helping you stay safe from these spooky threats. Let’s unmask some of the most common digital tricksters and show you how to protect your accounts.

The Phishing Phantom

Imagine getting an email that looks like it’s from a trusted source, maybe even your bank. It warns you of a problem with your account and urges you to click a link and enter your personal information immediately. This is the work of a phishing phantom. These scams are designed to trick you into giving away your login credentials, social security number, or account details.

How to Banish It: Never click on suspicious links or download attachments from unknown senders. If you receive an urgent email, don’t respond directly. Instead, open a new browser window, type the known web address manually, or call the company to verify the message. Never use the information in the email to contact the company. Remember your bank will never ask for your password or full account number via email.

The Malware Monster

Malware is like a creature hiding under your bed, waiting to strike. This malicious software can infect your computer or phone, secretly stealing your information, slowing down your device, or even locking your files and demanding a ransom. It often sneaks in through deceptive downloads or infected websites.

How to Banish It: Keep your devices protected with up-to-date antivirus software and install security updates for your operating system and apps as soon as they are available. Be cautious about what you download and stick to trusted websites.

The Identity-Stealing Goblin

Identity theft is one of the scariest ghouls of all. This goblin works to steal your personal information, like your name, date of birth, and social security number, to open new credit cards, take out loans, or file fraudulent tax returns in your name. A compromised account is often the first step for these criminals.

How to Banish It: Use strong, unique passwords for all your online accounts. Enable two-factor authentication whenever possible for an extra layer of security. Regularly review your bank and credit card statements for any unauthorized activity.

Your Trusted Ghost-Busters at NebraskaLand Bank

Protecting your financial well-being is our top priority. Think of us as your personal team of ghost-busters, always on guard against the spooky side of the internet. We use advanced security measures to safeguard your accounts, including:

• Secure Online & Mobile Banking: Our platforms use robust encryption to keep your data safe, whether you’re checking your balance from home or on the go.

• Fraud Monitoring: We actively monitor your accounts for suspicious activity and will alert you if we spot something unusual.

• Educational Resources: We believe knowledge is the best defense. We are committed to providing you with the information you need to recognize and avoid scams.

This Halloween, enjoy the treats without the tricks. By staying vigilant and partnering with a bank that puts your security first, you can keep the real monsters in the movies and out of your bank account.

Have questions about your account security or think you’ve spotted a scam? Don’t hesitate to reach out. Contact NebraskaLand Bank or visit our Online Security Center to learn more. We’re here to help keep your finances safe and sound.