Savings & Money Market Savings Accounts to Meet Your Goals
Grow your savings with competitive rates, local service, and flexible savings and money market account options from NebraskaLand Bank.
See Accounts
Smart Savings
Best for first-time savers, Smart Savings is straightforward savings account with quarterly interest, low opening deposit, and sweep account benefits , a practical starting point for Nebraska customers building a savings habit.
Premier Money Market
Best for those who can carry a higher balance, our Premier Money Market account comes with competitive interest rates, monthly interest payments, and no minimum balance requirement.
Kids Club Savings
This account is built for children and teenagers in Nebraska who need to build financial responsibility and healthy saving habits from an early age, with parental account access.
Smart Savings | Premier Money Market | Kids Club Savings | |
|---|---|---|---|
| Interest Earnings | Quarterly | Monthly | Quarterly |
| Minimum Daily Balance | $100 | None | None |
| Monthly Service Charge | None, if minimum daily balance is maintained | None | None |
| Minimum Opening Deposit | $20 | $100 | $20 |
| Transaction Limits | $0.50 for each debit in excess of three per month | $3 for each debit in excess of three per statement cycle | $0.50 for each debit in excess of three per month |
| FREE Online & Mobile Banking |  | | |
| FREE Identity Theft Protection Services | | | |
| Interest Earnings | Quarterly |
|---|---|
| Minimum Daily Balance | $100 |
| Monthly Service Charge | None, if minimum daily balance is maintained |
| Minimum Opening Deposit | $20 |
| Transaction Limits | $0.50 for each debit in excess of three per month |
| FREE Online & Mobile Banking | |
| FREE Identity Theft Protection Services | |
| Interest Earnings | Monthly |
|---|---|
| Minimum Daily Balance | None |
| Monthly Service Charge | None |
| Minimum Opening Deposit | $100 |
| Transaction Limits | $3 for each debit in excess of three per statement cycle |
| FREE Online & Mobile Banking | |
| FREE Identity Theft Protection Services | |
| Interest Earnings | Quarterly |
|---|---|
| Minimum Daily Balance | None |
| Monthly Service Charge | None |
| Minimum Opening Deposit | $20 |
| Transaction Limits | $0.50 for each debit in excess of three per month |
| FREE Online & Mobile Banking | |
| FREE Identity Theft Protection Services | |
Online and Mobile Banking Features
Manage your Smart Savings, Premier Money Market, or Kids Club account easily through NebraskaLand Bank’s online and mobile banking tools.
Real-time account alerts and balance notifications.
View balances and transaction history anytime.
Automate and manage bill payments.
Mobile check deposit from your phone.
Transfer funds between NebraskaLand Bank accounts.
Transfer to and from external financial institutions.
Debit card management through the mobile app.
Frequently Asked Questions
Yes. Deposits at NebraskaLand Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per ownership category. This applies to Smart Savings, Premier Money Market, and Kids Club Savings accounts.
Savings and money market accounts do not carry the early withdrawal penalties associated with certificates of deposit. However, federal regulations may limit certain types of withdrawals or transfers per statement cycle. Contact a NebraskaLand Bank branch in North Platte or Kearney to confirm current transaction limits for your account.
Yes. You can hold multiple savings accounts at NebraskaLand Bank. For example, a customer might maintain a Smart Savings account for everyday saving while also opening a Kids Club Savings account for a child. Visit a branch or contact us to discuss the right combination for your household.
You can open a savings or money market account by visiting a NebraskaLand Bank branch in North Platte or Kearney. Branch staff can help you choose the right account, confirm minimum deposit requirements, and complete your application the same day. Contact us to set up an appointment!
Interest payment schedules vary by account. Smart Savings accounts earn interest paid quarterly. Premier Money Market accounts earn interest paid monthly, with competitive rates based on your balance. For current rate information, contact a NebraskaLand Bank branch or relationship banker directly.
Yes. NebraskaLand Bank savings and money market accounts can be linked to your checking account for easy transfers through online and mobile banking. Smart Savings accounts also include sweep account benefits, which can automatically move funds between linked accounts based on your balance preferences.
Ready to Get Started?
Bank in person at our North Platte or Kearney branches, manage everything online, or call a local Nebraska banker today. Full-service banking for Nebraska families and businesses.
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